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Most Common Xactimate Codes for Property Restoration and Insurance Estimating
"In 2026, the most common Xactimate codes center on high-frequency trades including water mitigation (WTR), drywall (DRY), painting (PNT), and flooring (FLR). These codes allow estimators to standardize costs for labor and materials across diverse regions, ensuring that insurance adjusters and restoration contractors remain aligned on the scope of work and local market pricing. Xactimate, the industry-standard estimating software developed by Verisk, contains over 10,000 line items. For the professional estimator, however, roughly 200 codes represent the vast majority of daily usage. Mastering these common codes is not merely about speed; it i..."
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